PUTNAM COUNTY BANK
PUTNAM COUNTY BANK received 205 applications in 2025 and made 156 mortgages, in 21 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 181 decisions, 23 were denials — 12.7%.
| Legal Entity Identifier | 254900SRX8H2BWRMDQ91 |
|---|---|
| Applications received | 205 |
| Mortgages made | 156 |
| Denied | 23 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 24 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Putnam County Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 86 | Not published | $250,000 | 13.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Cash-out refinancing | 55 | Not published | $175,000 | 11.1% |
| Other purposes | 15 | Not published | $75,000 | 16.7% |
Where PUTNAM COUNTY BANK lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Putnam County, WV | 77 | Not published | 11.5% |
| Cabell County, WV | 28 | Not published | 17.1% |
| Kanawha County, WV | 28 | Not published | 9.4% |
| Lincoln County, WV | 4 | Under 10 loans | 0.0% |
| Horry County, SC | 3 | Under 10 loans | 0.0% |
| Mason County, WV | 3 | Under 10 loans | 25.0% |
| Wayne County, WV | 3 | Under 10 loans | 25.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Lincoln County, NC | 1 | Under 10 loans | 0.0% |
| Florence County, SC | 1 | Under 10 loans | 0.0% |
| Georgetown County, SC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, VA | 1 | Under 10 loans | 0.0% |
| Fayette County, WV | 1 | Under 10 loans | 0.0% |
| Monongalia County, WV | 1 | Under 10 loans | 0.0% |
| Pocahontas County, WV | 1 | Under 10 loans | 0.0% |
| Randolph County, WV | 1 | Under 10 loans | 0.0% |
| Tyler County, WV | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 0 | Under 10 loans | 100.0% |
| Jackson County, WV | 0 | Under 10 loans | 100.0% |
| Roane County, WV | 0 | Under 10 loans | Not published |
| Tucker County, WV | 0 | Under 10 loans | Not published |
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When PUTNAM COUNTY BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.