ONE NEVADA CREDIT UNION
ONE NEVADA CREDIT UNION received 1,128 applications in 2025 and made 391 mortgages, in 18 counties across 7 states. The median rate its borrowers got was 6.875% on a median loan of $165,000. Of 892 decisions, 501 were denials — 56.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300PMVNBERP6TB157 |
|---|---|
| Applications received | 1,128 |
| Mortgages made | 391 |
| Denied | 501 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 236 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.21 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 158 | 6.000% | $365,000 | 9.2% |
| Refinancing | 19 | 5.875% | $405,000 | 0.0% |
| Cash-out refinancing | 40 | 6.188% | $215,000 | 7.0% |
| Other purposes | 174 | 7.750% | $55,000 | 73.5% |
Where ONE NEVADA CREDIT UNION lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clark County, NV | 351 | 6.875% | 55.4% |
| Washoe County, NV | 29 | 7.500% | 58.0% |
| Nye County, NV | 3 | Under 10 loans | 82.4% |
| Mohave County, AZ | 2 | Under 10 loans | 33.3% |
| Lyon County, NV | 2 | Under 10 loans | 50.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Las Animas County, CO | 1 | Under 10 loans | 0.0% |
| Mineral County, NV | 1 | Under 10 loans | 0.0% |
| Carson City, NV | 1 | Under 10 loans | 50.0% |
| Maricopa County, AZ | 0 | Under 10 loans | Not published |
| Pima County, AZ | 0 | Under 10 loans | 100.0% |
| Fulton County, GA | 0 | Under 10 loans | 100.0% |
| Marion County, IN | 0 | Under 10 loans | 100.0% |
| Churchill County, NV | 0 | Under 10 loans | 100.0% |
| Douglas County, NV | 0 | Under 10 loans | 100.0% |
| Pershing County, NV | 0 | Under 10 loans | 100.0% |
| Horry County, SC | 0 | Under 10 loans | Not published |
| Fond du Lac County, WI | 0 | Under 10 loans | Not published |
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When ONE NEVADA CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.