Mercer County State Bank
Mercer County State Bank received 187 applications in 2025 and made 115 mortgages, in 12 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 158 decisions, 38 were denials — 24.1%.
| Legal Entity Identifier | 549300BR55JZCJBERC86 |
|---|---|
| Applications received | 187 |
| Mortgages made | 115 |
| Denied | 38 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 29 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Mercer County State Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 35 | Not published | $125,000 | 38.7% |
| Refinancing | 27 | Not published | $145,000 | 12.5% |
| Other purposes | 53 | Not published | $45,000 | 15.6% |
Where Mercer County State Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Mercer County, PA | 67 | Not published | 25.3% |
| Crawford County, PA | 18 | Not published | 30.8% |
| Venango County, PA | 13 | Not published | 18.8% |
| Butler County, PA | 6 | Under 10 loans | 0.0% |
| Lawrence County, PA | 6 | Under 10 loans | 0.0% |
| Allegheny County, PA | 2 | Under 10 loans | 33.3% |
| Erie County, PA | 2 | Under 10 loans | 0.0% |
| Trumbull County, OH | 1 | Under 10 loans | 0.0% |
| Ashtabula County, OH | 0 | Under 10 loans | 100.0% |
| Beaver County, PA | 0 | Under 10 loans | Not published |
| Montgomery County, PA | 0 | Under 10 loans | Not published |
| Warren County, PA | 0 | Under 10 loans | 100.0% |
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When Mercer County State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.