Hebron Savings Bank
Hebron Savings Bank received 78 applications in 2025 and made 47 mortgages, in 10 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 61 decisions, 9 were denials — 14.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300RPUEZ5IC514S19 |
|---|---|
| Applications received | 78 |
| Mortgages made | 47 |
| Denied | 9 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 17 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Hebron Savings Bank, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | Not published | $215,000 | 15.4% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Other purposes | 10 | Not published | $195,000 | 9.1% |
Where Hebron Savings Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wicomico County, MD | 18 | Not published | 17.4% |
| Dorchester County, MD | 9 | Under 10 loans | 16.7% |
| Worcester County, MD | 7 | Under 10 loans | 12.5% |
| Somerset County, MD | 5 | Under 10 loans | 20.0% |
| Kent County, DE | 2 | Under 10 loans | 0.0% |
| Sussex County, DE | 2 | Under 10 loans | 0.0% |
| Caroline County, MD | 2 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Talbot County, MD | 1 | Under 10 loans | 0.0% |
| Accomack County, VA | 0 | Under 10 loans | Not published |
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When Hebron Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.