Haverhill Bank
Haverhill Bank received 90 applications in 2025 and made 69 mortgages, in 7 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $505,000. Of 81 decisions, 10 were denials — 12.4%.
| Legal Entity Identifier | 549300T92XVMWQW75772 |
|---|---|
| Applications received | 90 |
| Mortgages made | 69 |
| Denied | 10 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Haverhill Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 42 | Not published | $480,000 | 4.4% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 20.0% |
| Cash-out refinancing | 10 | Not published | $570,000 | 9.1% |
| Other purposes | 10 | Not published | $75,000 | 33.3% |
Where Haverhill Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Essex County, MA | 32 | Not published | 10.8% |
| Rockingham County, NH | 24 | Not published | 16.7% |
| Middlesex County, MA | 4 | Under 10 loans | 20.0% |
| Strafford County, NH | 4 | Under 10 loans | 0.0% |
| Grafton County, NH | 2 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 2 | Under 10 loans | 0.0% |
| York County, ME | 1 | Under 10 loans | 0.0% |
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When Haverhill Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.