Bank of O'Fallon
Bank of O'Fallon received 115 applications in 2025 and made 113 mortgages, in 11 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 115 decisions, 1 were denials — 0.9%.
| Legal Entity Identifier | 549300ZJ52ZRS3Q0S589 |
|---|---|
| Applications received | 115 |
| Mortgages made | 113 |
| Denied | 1 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of O'Fallon, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 72 | Not published | $190,000 | 1.4% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 24 | Not published | $130,000 | 0.0% |
| Other purposes | 12 | Not published | $120,000 | 0.0% |
Where Bank of O'Fallon lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Clair County, IL | 80 | Not published | 1.2% |
| Madison County, IL | 16 | Not published | 0.0% |
| Clinton County, IL | 5 | Under 10 loans | 0.0% |
| St. Louis County, MO | 5 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Johnson County, IL | 1 | Under 10 loans | 0.0% |
| Montgomery County, IL | 1 | Under 10 loans | 0.0% |
| Sangamon County, IL | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| St. Charles County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis city, MO | 1 | Under 10 loans | 0.0% |
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When Bank of O'Fallon’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.