802 CREDIT UNION INC.
802 CREDIT UNION INC. received 390 applications in 2025 and made 369 mortgages, in 18 counties across 3 states. The median rate its borrowers got was 6.875% on a median loan of $125,000. Of 383 decisions, 14 were denials — 3.7%, most often for collateral.
| Legal Entity Identifier | 549300F0QYLUOR9SYB86 |
|---|---|
| Applications received | 390 |
| Mortgages made | 369 |
| Denied | 14 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.611 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 119 | 6.250% | $245,000 | 8.5% |
| Refinancing | 28 | 6.688% | $160,000 | 0.0% |
| Cash-out refinancing | 59 | 6.625% | $225,000 | 4.8% |
| Other purposes | 163 | 7.490% | $65,000 | 0.0% |
Where 802 CREDIT UNION INC. lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Windham County, VT | 177 | 6.875% | 3.3% |
| Windsor County, VT | 64 | 6.990% | 7.2% |
| Cheshire County, NH | 42 | 6.688% | 2.3% |
| Orange County, VT | 19 | 7.490% | 0.0% |
| Chittenden County, VT | 18 | 6.945% | 0.0% |
| Washington County, VT | 12 | 7.183% | 7.7% |
| Sullivan County, NH | 11 | 7.240% | 0.0% |
| Bennington County, VT | 6 | Under 10 loans | 0.0% |
| Grafton County, NH | 3 | Under 10 loans | 0.0% |
| Addison County, VT | 3 | Under 10 loans | 0.0% |
| Caledonia County, VT | 3 | Under 10 loans | 0.0% |
| Franklin County, MA | 2 | Under 10 loans | 0.0% |
| Franklin County, VT | 2 | Under 10 loans | 0.0% |
| Grand Isle County, VT | 2 | Under 10 loans | 0.0% |
| Lamoille County, VT | 2 | Under 10 loans | 0.0% |
| Rutland County, VT | 2 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Belknap County, NH | 0 | Under 10 loans | 100.0% |
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When 802 CREDIT UNION INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.