Mortgage Lender Index

The First National Bank of Bagley

The First National Bank of Bagley received 63 applications in 2025 and made 58 mortgages, in 5 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $140,000. Of 62 decisions, 4 were denials — 6.5%, most often for credit history. 14 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300OTZJELCR34CD18
Applications received63
Mortgages made58
Denied4
Approved, not taken up0
Withdrawn or incomplete1
Loans bought from other lenders0
Median rate spread over the prime offer rate0 points
FDIC-insured bankYes: The First National Bank of Bagley, 2 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase35 Not published$145,000 5.4%
Refinancing22 Not published$140,000 8.3%
Other purposes1 Under 10 loansUnder 10 loans 0.0%

Where The First National Bank of Bagley lends most

The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Clearwater County, MN 29Not published6.5%
Polk County, MN 11Not published8.3%
Beltrami County, MN 3Under 10 loans0.0%
Mahnomen County, MN 1Under 10 loans0.0%
Pennington County, MN 1Under 10 loans0.0%

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When The First National Bank of Bagley’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.