The Denison State Bank
The Denison State Bank received 121 applications in 2025 and made 98 mortgages, in 5 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $125,000. Of 110 decisions, 9 were denials — 8.2%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900UA19NBVHVPQ177 |
|---|---|
| Applications received | 121 |
| Mortgages made | 98 |
| Denied | 9 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Denison State Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 48 | Not published | $160,000 | 10.7% |
| Refinancing | 23 | Not published | $115,000 | 8.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 26 | Not published | $85,000 | 3.6% |
Where The Denison State Bank lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, KS | 61 | Not published | 8.7% |
| Shawnee County, KS | 19 | Not published | 9.1% |
| Jefferson County, KS | 15 | Not published | 6.3% |
| Osage County, KS | 1 | Under 10 loans | 0.0% |
| Wabaunsee County, KS | 1 | Under 10 loans | 0.0% |
Get told when this changes
When The Denison State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.