The Citizens State Bank
The Citizens State Bank received 70 applications in 2025 and made 66 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 70 decisions, 1 were denials — 1.4%.
| Legal Entity Identifier | 2549008SG8GC5XJ48M17 |
|---|---|
| Applications received | 70 |
| Mortgages made | 66 |
| Denied | 1 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens State Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 40 | Not published | $155,000 | 2.3% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 13 | Not published | $65,000 | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where The Citizens State Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Coffey County, KS | 33 | Not published | 2.9% |
| Osage County, KS | 10 | Not published | 0.0% |
| Chase County, KS | 8 | Under 10 loans | 0.0% |
| Lyon County, KS | 7 | Under 10 loans | 0.0% |
| Woodson County, KS | 4 | Under 10 loans | 0.0% |
| Allen County, KS | 1 | Under 10 loans | 0.0% |
| Neosho County, KS | 1 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 1 | Under 10 loans | 0.0% |
| Jasper County, MO | 1 | Under 10 loans | 0.0% |
| Greenwood County, KS | 0 | Under 10 loans | 0.0% |
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When The Citizens State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.