The Citizens Bank
The Citizens Bank received 208 applications in 2025 and made 185 mortgages, in 22 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 191 decisions, 4 were denials — 2.1%.
| Legal Entity Identifier | 549300M723MK3TTJ2783 |
|---|---|
| Applications received | 208 |
| Mortgages made | 185 |
| Denied | 4 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 17 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 123 | Not published | $265,000 | 1.6% |
| Refinancing | 32 | Not published | $135,000 | 2.9% |
| Cash-out refinancing | 14 | Not published | $205,000 | 6.7% |
| Other purposes | 16 | Not published | $110,000 | 0.0% |
Where The Citizens Bank lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Florence County, SC | 50 | Not published | 0.0% |
| Georgetown County, SC | 29 | Not published | 0.0% |
| Darlington County, SC | 18 | Not published | 0.0% |
| Clarendon County, SC | 15 | Not published | 0.0% |
| Horry County, SC | 14 | Not published | 12.5% |
| Williamsburg County, SC | 11 | Not published | 0.0% |
| Sumter County, SC | 10 | Not published | 0.0% |
| Dorchester County, SC | 7 | Under 10 loans | 12.5% |
| Kershaw County, SC | 7 | Under 10 loans | 0.0% |
| Chesterfield County, SC | 5 | Under 10 loans | 0.0% |
| Charleston County, SC | 3 | Under 10 loans | 0.0% |
| Lee County, SC | 3 | Under 10 loans | 0.0% |
| Orangeburg County, SC | 3 | Under 10 loans | 0.0% |
| Richland County, SC | 3 | Under 10 loans | 0.0% |
| Berkeley County, SC | 2 | Under 10 loans | 0.0% |
| Lexington County, SC | 2 | Under 10 loans | 33.3% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Newberry County, SC | 1 | Under 10 loans | 0.0% |
| Oconee County, SC | 1 | Under 10 loans | 0.0% |
| Haywood County, NC | 0 | Under 10 loans | 0.0% |
| Dillon County, SC | 0 | Under 10 loans | Not published |
| Lancaster County, SC | 0 | Under 10 loans | Not published |
Get told when this changes
When The Citizens Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.