Solvay Bank
Solvay Bank received 260 applications in 2025 and made 214 mortgages, in 9 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $205,000. Of 237 decisions, 15 were denials — 6.3%.
| Legal Entity Identifier | 549300BOYV1JVWTO8O89 |
|---|---|
| Applications received | 260 |
| Mortgages made | 214 |
| Denied | 15 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 23 |
| Loans bought from other lenders | 13 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Solvay Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 149 | Not published | $265,000 | 4.9% |
| Refinancing | 12 | Not published | $175,000 | 0.0% |
| Cash-out refinancing | 20 | Not published | $95,000 | 9.1% |
| Other purposes | 33 | Not published | $65,000 | 12.8% |
Where Solvay Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Onondaga County, NY | 192 | Not published | 5.3% |
| Cayuga County, NY | 6 | Under 10 loans | 25.0% |
| Oswego County, NY | 5 | Under 10 loans | 14.3% |
| Madison County, NY | 4 | Under 10 loans | 0.0% |
| Cortland County, NY | 3 | Under 10 loans | 0.0% |
| Oneida County, NY | 2 | Under 10 loans | 0.0% |
| Livingston County, NY | 1 | Under 10 loans | 0.0% |
| St. Lawrence County, NY | 1 | Under 10 loans | 0.0% |
| Seneca County, NY | 0 | Under 10 loans | 100.0% |
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When Solvay Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.