SkyPoint Federal Credit Union
SkyPoint Federal Credit Union received 65 applications in 2025 and made 30 mortgages, in 14 counties across 4 states. The median rate its borrowers got was 6.990% on a median loan of $55,000. Of 52 decisions, 22 were denials — 42.3%, most often for other. 34 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300029HOKG1DFPD77 |
|---|---|
| Applications received | 65 |
| Mortgages made | 30 |
| Denied | 22 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.03 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Other purposes | 23 | 6.990% | $55,000 | 42.5% |
Where SkyPoint Federal Credit Union lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Montgomery County, MD | 9 | Under 10 loans | 0.0% |
| Frederick County, MD | 6 | Under 10 loans | 0.0% |
| Prince George's County, MD | 3 | Under 10 loans | 0.0% |
| Baltimore city, MD | 2 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Carroll County, MD | 1 | Under 10 loans | 0.0% |
| Dorchester County, MD | 1 | Under 10 loans | 0.0% |
| St. Mary's County, MD | 1 | Under 10 loans | 0.0% |
| Washington County, MD | 1 | Under 10 loans | 0.0% |
| Adams County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Berkeley County, WV | 1 | Under 10 loans | 0.0% |
| Jefferson County, WV | 1 | Under 10 loans | 0.0% |
| Charles County, MD | 0 | Under 10 loans | Not published |
Get told when this changes
When SkyPoint Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.