Sheboygan Area Credit Union
Sheboygan Area Credit Union received 82 applications in 2025 and made 71 mortgages, in 4 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $55,000. Of 79 decisions, 6 were denials — 7.6%. 6 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493009Z0ERY6GJGT886 |
|---|---|
| Applications received | 82 |
| Mortgages made | 71 |
| Denied | 6 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 12 | Not published | $140,000 | 0.0% |
| Refinancing | 19 | Not published | $65,000 | 5.0% |
| Other purposes | 40 | Not published | $40,000 | 10.9% |
Where Sheboygan Area Credit Union lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sheboygan County, WI | 66 | Not published | 8.2% |
| Manitowoc County, WI | 2 | Under 10 loans | 0.0% |
| Ozaukee County, WI | 2 | Under 10 loans | 0.0% |
| Fond du Lac County, WI | 1 | Under 10 loans | 0.0% |
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When Sheboygan Area Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.