SEA COMM
SEA COMM received 157 applications in 2025 and made 130 mortgages, in 5 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $90,000. Of 155 decisions, 25 were denials — 16.1%, most often for debt-to-income ratio. 149 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300Z2IS3ZCJG3OT45 |
|---|---|
| Applications received | 157 |
| Mortgages made | 130 |
| Denied | 25 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 50 | Not published | $95,000 | 5.7% |
| Refinancing | 18 | Not published | $90,000 | 5.3% |
| Cash-out refinancing | 52 | Not published | $85,000 | 24.6% |
| Other purposes | 10 | Not published | $120,000 | 28.6% |
Where SEA COMM lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clinton County, NY | 3 | Under 10 loans | 0.0% |
| Franklin County, NY | 2 | Under 10 loans | 0.0% |
| Jefferson County, NY | 2 | Under 10 loans | 33.3% |
| St. Lawrence County, NY | 2 | Under 10 loans | 0.0% |
| Chittenden County, VT | 1 | Under 10 loans | 0.0% |
Get told when this changes
When SEA COMM’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.