Rayne State Bank & Trust Company
Rayne State Bank & Trust Company received 83 applications in 2025 and made 78 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 82 decisions, 3 were denials — 3.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300DISOL963J03Q15 |
|---|---|
| Applications received | 83 |
| Mortgages made | 78 |
| Denied | 3 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Rayne State Bank & Trust Company, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | Not published | $215,000 | 0.0% |
| Refinancing | 54 | Not published | $115,000 | 0.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 50.0% |
Where Rayne State Bank & Trust Company lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lafayette Parish, LA | 48 | Not published | 4.0% |
| Acadia Parish, LA | 10 | Not published | 8.3% |
| St. Landry Parish, LA | 5 | Under 10 loans | 0.0% |
| Vermilion Parish, LA | 4 | Under 10 loans | 0.0% |
| Baldwin County, AL | 2 | Under 10 loans | 0.0% |
| Sabine Parish, LA | 2 | Under 10 loans | 0.0% |
| Evangeline Parish, LA | 1 | Under 10 loans | 0.0% |
| Iberia Parish, LA | 1 | Under 10 loans | 0.0% |
| Iberville Parish, LA | 1 | Under 10 loans | 0.0% |
| Jefferson Parish, LA | 1 | Under 10 loans | 0.0% |
| Pointe Coupee Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Martin Parish, LA | 1 | Under 10 loans | 0.0% |
| Winn Parish, LA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Rayne State Bank & Trust Company’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.