Pickens Savings and Loan Association, FA
Pickens Savings and Loan Association, FA received 44 applications in 2025 and made 38 mortgages, in 5 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $305,000. Of 42 decisions, 3 were denials — 7.1%, most often for credit history.
| Legal Entity Identifier | 549300K0FXK3ZRZ9QA66 |
|---|---|
| Applications received | 44 |
| Mortgages made | 38 |
| Denied | 3 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Pickens Savings and Loan Association, FA, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 33 | Not published | $305,000 | 8.1% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where Pickens Savings and Loan Association, FA lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pickens County, SC | 30 | Not published | 3.1% |
| Anderson County, SC | 3 | Under 10 loans | 40.0% |
| Horry County, SC | 2 | Under 10 loans | 0.0% |
| Oconee County, SC | 2 | Under 10 loans | 0.0% |
| Greenville County, SC | 1 | Under 10 loans | 0.0% |
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When Pickens Savings and Loan Association, FA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.