Peoples Advantage Federal Credit Union
Peoples Advantage Federal Credit Union received 122 applications in 2025 and made 67 mortgages, in 19 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $55,000. Of 100 decisions, 33 were denials — 33.0%.
| Legal Entity Identifier | 25490039PWHR3LPL6D62 |
|---|---|
| Applications received | 122 |
| Mortgages made | 67 |
| Denied | 33 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 10 | Not published | $65,000 | 16.7% |
| Other purposes | 51 | Not published | $45,000 | 34.6% |
Where Peoples Advantage Federal Credit Union lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Chesterfield County, VA | 12 | Not published | 20.0% |
| Dinwiddie County, VA | 12 | Not published | 36.8% |
| Petersburg city, VA | 11 | Not published | 38.9% |
| Hopewell city, VA | 6 | Under 10 loans | 33.3% |
| Henrico County, VA | 5 | Under 10 loans | 28.6% |
| Prince George County, VA | 5 | Under 10 loans | 16.7% |
| Sussex County, VA | 4 | Under 10 loans | 33.3% |
| Colonial Heights city, VA | 4 | Under 10 loans | 42.9% |
| Surry County, VA | 2 | Under 10 loans | 0.0% |
| Richmond city, VA | 2 | Under 10 loans | 50.0% |
| Goochland County, VA | 1 | Under 10 loans | 0.0% |
| Greensville County, VA | 1 | Under 10 loans | 0.0% |
| James City County, VA | 1 | Under 10 loans | 0.0% |
| New Kent County, VA | 1 | Under 10 loans | 0.0% |
| Charles City County, VA | 0 | Under 10 loans | 100.0% |
| Charlotte County, VA | 0 | Under 10 loans | 100.0% |
| King William County, VA | 0 | Under 10 loans | Not published |
| Prince William County, VA | 0 | Under 10 loans | 100.0% |
| Southampton County, VA | 0 | Under 10 loans | Not published |
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When Peoples Advantage Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.