Pendleton Community Bank, Inc.
Pendleton Community Bank, Inc. received 185 applications in 2025 and made 158 mortgages, in 21 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $140,000. Of 185 decisions, 24 were denials — 13.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493002B3KWBDNOTY262 |
|---|---|
| Applications received | 185 |
| Mortgages made | 158 |
| Denied | 24 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.116 points |
| FDIC-insured bank | Yes: Pendleton Community Bank, Inc., 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 106 | Not published | $180,000 | 12.2% |
| Refinancing | 23 | Not published | $105,000 | 17.9% |
| Other purposes | 29 | Not published | $75,000 | 11.8% |
Where Pendleton Community Bank, Inc. lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Raleigh County, WV | 25 | Not published | 10.7% |
| Rockingham County, VA | 18 | Not published | 0.0% |
| Fayette County, WV | 18 | Not published | 21.7% |
| Hardy County, WV | 18 | Not published | 30.8% |
| Pendleton County, WV | 17 | Not published | 14.3% |
| Pocahontas County, WV | 17 | Not published | 0.0% |
| Grant County, WV | 16 | Not published | 15.8% |
| Harrisonburg city, VA | 8 | Under 10 loans | 0.0% |
| Hampshire County, WV | 4 | Under 10 loans | 0.0% |
| Nicholas County, WV | 4 | Under 10 loans | 0.0% |
| Augusta County, VA | 3 | Under 10 loans | 25.0% |
| Bath County, VA | 2 | Under 10 loans | 0.0% |
| Monongalia County, WV | 2 | Under 10 loans | 0.0% |
| Allegany County, MD | 1 | Under 10 loans | 0.0% |
| Dare County, NC | 1 | Under 10 loans | 0.0% |
| Page County, VA | 1 | Under 10 loans | 0.0% |
| Warren County, VA | 1 | Under 10 loans | 0.0% |
| Kanawha County, WV | 1 | Under 10 loans | 50.0% |
| Morgan County, WV | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 0 | Under 10 loans | 0.0% |
| Wyoming County, WV | 0 | Under 10 loans | 0.0% |
Get told when this changes
When Pendleton Community Bank, Inc.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.