Old Hickory Credit Union
Old Hickory Credit Union received 248 applications in 2025 and made 153 mortgages, in 0 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 213 decisions, 60 were denials — 28.2%, most often for debt-to-income ratio. 253 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900IZF27X7A3Q7I15 |
|---|---|
| Applications received | 248 |
| Mortgages made | 153 |
| Denied | 60 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 35 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 7.25 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 15 | 6.000% | $205,000 | 11.8% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Cash-out refinancing | 11 | 6.000% | $225,000 | 47.6% |
| Other purposes | 119 | 7.500% | $95,000 | 27.4% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.