Mortgage Lender Index

LOUISIANA USA Federal Credit Union

LOUISIANA USA Federal Credit Union received 12 applications in 2025 and made 7 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of Not published. Of 12 decisions, 5 were denials — 41.7%, most often for debt-to-income ratio.

Legal Entity Identifier549300U55IW4J0F8P008
Applications received12
Mortgages made7
Denied5
Approved, not taken up0
Withdrawn or incomplete0
Loans bought from other lenders0
Median rate spread over the prime offer rateUnder 10 loans
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4 Under 10 loansUnder 10 loans 33.3%
Refinancing0 Under 10 loansUnder 10 loans 100.0%
Cash-out refinancing3 Under 10 loansUnder 10 loans 40.0%

Where LOUISIANA USA Federal Credit Union lends most

The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
East Baton Rouge Parish, LA 3Under 10 loans50.0%
Ascension Parish, LA 1Under 10 loans0.0%
Jefferson Parish, LA 1Under 10 loans0.0%
Livingston Parish, LA 1Under 10 loans0.0%
West Feliciana Parish, LA 1Under 10 loans0.0%
East Feliciana Parish, LA 0Under 10 loans100.0%
Iberville Parish, LA 0Under 10 loans100.0%

Get told when this changes

When LOUISIANA USA Federal Credit Union’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.