IOWA TRUST & SAVINGS BANK
IOWA TRUST & SAVINGS BANK received 15 applications in 2025 and made 13 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $80,000. Of 15 decisions, 2 were denials — 13.3%.
| Legal Entity Identifier | 254900MRLM780BDGSW97 |
|---|---|
| Applications received | 15 |
| Mortgages made | 13 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Iowa Trust and Savings Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where IOWA TRUST & SAVINGS BANK lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Palo Alto County, IA | 5 | Under 10 loans | 0.0% |
| Clinton County, IA | 2 | Under 10 loans | 0.0% |
| Dallas County, IA | 2 | Under 10 loans | 0.0% |
| Polk County, IA | 2 | Under 10 loans | 33.3% |
| Calhoun County, IA | 1 | Under 10 loans | 0.0% |
| Guthrie County, IA | 1 | Under 10 loans | 0.0% |
| Ida County, IA | 0 | Under 10 loans | 100.0% |
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When IOWA TRUST & SAVINGS BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.