INVESTMENT SAVINGS BANK
INVESTMENT SAVINGS BANK received 46 applications in 2025 and made 34 mortgages, in 4 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $65,000. Of 41 decisions, 6 were denials — 14.6%, most often for credit history.
| Legal Entity Identifier | 5493005DE3TY0D0PU504 |
|---|---|
| Applications received | 46 |
| Mortgages made | 34 |
| Denied | 6 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Investment Savings Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 10 | Not published | $165,000 | 9.1% |
| Refinancing | 11 | Not published | $65,000 | 8.3% |
| Other purposes | 13 | Not published | $25,000 | 22.2% |
Where INVESTMENT SAVINGS BANK lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Blair County, PA | 31 | Not published | 15.8% |
| Bedford County, PA | 1 | Under 10 loans | 0.0% |
| Cambria County, PA | 1 | Under 10 loans | 0.0% |
| Clearfield County, PA | 1 | Under 10 loans | 0.0% |
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When INVESTMENT SAVINGS BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.