Indianhead Credit Union
Indianhead Credit Union received 88 applications in 2025 and made 76 mortgages, in 9 counties across 2 states. The median rate its borrowers got was 7.250% on a median loan of $80,000. Of 84 decisions, 8 were denials — 9.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900C1MQVQQR44R744 |
|---|---|
| Applications received | 88 |
| Mortgages made | 76 |
| Denied | 8 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.97 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 10 | 6.375% | $205,000 | 16.7% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 17 | 6.250% | $165,000 | 10.5% |
| Other purposes | 43 | 7.250% | $65,000 | 4.4% |
Where Indianhead Credit Union lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Washburn County, WI | 41 | 7.250% | 8.9% |
| Burnett County, WI | 14 | 7.250% | 12.5% |
| Douglas County, WI | 7 | Under 10 loans | 12.5% |
| Barron County, WI | 4 | Under 10 loans | 0.0% |
| Bayfield County, WI | 4 | Under 10 loans | 0.0% |
| Sawyer County, WI | 4 | Under 10 loans | 20.0% |
| Pine County, MN | 1 | Under 10 loans | 0.0% |
| St. Croix County, WI | 1 | Under 10 loans | 0.0% |
| St. Louis County, MN | 0 | Under 10 loans | Not published |
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When Indianhead Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.