Grove City Area Federal Credit Union
Grove City Area Federal Credit Union received 185 applications in 2025 and made 125 mortgages, in 5 counties across 1 state. The median rate its borrowers got was 5.740% on a median loan of $65,000. Of 149 decisions, 22 were denials — 14.8%, most often for debt-to-income ratio. 60 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900XJCLA0W3K4J455 |
|---|---|
| Applications received | 185 |
| Mortgages made | 125 |
| Denied | 22 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 36 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.23 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 11 | 5.740% | $105,000 | 31.3% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Cash-out refinancing | 33 | 5.990% | $115,000 | 8.3% |
| Other purposes | 74 | 5.490% | $45,000 | 14.6% |
Where Grove City Area Federal Credit Union lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Mercer County, PA | 96 | 5.740% | 0.0% |
| Butler County, PA | 18 | 5.990% | 0.0% |
| Venango County, PA | 9 | Under 10 loans | 0.0% |
| Beaver County, PA | 1 | Under 10 loans | 0.0% |
| Lawrence County, PA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.