Fulton Savings Bank
Fulton Savings Bank received 210 applications in 2025 and made 192 mortgages, in 6 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $135,000. Of 204 decisions, 4 were denials — 2.0%.
| Legal Entity Identifier | 95JW06YV3JUTCH0IJV88 |
|---|---|
| Applications received | 210 |
| Mortgages made | 192 |
| Denied | 4 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Fulton Savings Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 119 | Not published | $165,000 | 2.4% |
| Refinancing | 29 | Not published | $155,000 | 0.0% |
| Other purposes | 44 | Not published | $60,000 | 2.1% |
Where Fulton Savings Bank lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oswego County, NY | 134 | Not published | 2.1% |
| Onondaga County, NY | 42 | Not published | 0.0% |
| Cayuga County, NY | 6 | Under 10 loans | 12.5% |
| Madison County, NY | 5 | Under 10 loans | 0.0% |
| Jefferson County, NY | 3 | Under 10 loans | 0.0% |
| Oneida County, NY | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.