Frontier Bank
Frontier Bank received 89 applications in 2025 and made 78 mortgages, in 16 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 81 decisions, 3 were denials — 3.7%, most often for credit history.
| Legal Entity Identifier | 549300S0KDM58LZT5C96 |
|---|---|
| Applications received | 89 |
| Mortgages made | 78 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Frontier Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 61 | Not published | $155,000 | 3.2% |
| Refinancing | 12 | Not published | $265,000 | 7.7% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where Frontier Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Minnehaha County, SD | 29 | Not published | 0.0% |
| Lyon County, IA | 28 | Not published | 3.5% |
| Lincoln County, SD | 5 | Under 10 loans | 16.7% |
| Dickinson County, IA | 3 | Under 10 loans | 0.0% |
| Nobles County, MN | 2 | Under 10 loans | 33.3% |
| Brown County, SD | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Louisa County, IA | 1 | Under 10 loans | 0.0% |
| Mitchell County, IA | 1 | Under 10 loans | 0.0% |
| Osceola County, IA | 1 | Under 10 loans | 0.0% |
| Sioux County, IA | 1 | Under 10 loans | 0.0% |
| Douglas County, NE | 1 | Under 10 loans | 0.0% |
| Clay County, SD | 1 | Under 10 loans | 0.0% |
| Turner County, SD | 1 | Under 10 loans | 0.0% |
| Taylor County, WI | 1 | Under 10 loans | 0.0% |
| Jasper County, IA | 0 | Under 10 loans | Not published |
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When Frontier Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.