FNB Picayune Bank
FNB Picayune Bank received 160 applications in 2025 and made 130 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $105,000. Of 151 decisions, 14 were denials — 9.3%.
| Legal Entity Identifier | 549300JHFXRY8T6LN749 |
|---|---|
| Applications received | 160 |
| Mortgages made | 130 |
| Denied | 14 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: FNB Picayune Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 54 | Not published | $125,000 | 6.6% |
| Refinancing | 23 | Not published | $75,000 | 7.7% |
| Cash-out refinancing | 35 | Not published | $145,000 | 2.8% |
| Other purposes | 18 | Not published | $35,000 | 25.0% |
Where FNB Picayune Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pearl River County, MS | 101 | Not published | 10.2% |
| Hancock County, MS | 17 | Not published | 5.6% |
| Stone County, MS | 4 | Under 10 loans | 0.0% |
| Lamar County, MS | 3 | Under 10 loans | 0.0% |
| Harrison County, MS | 2 | Under 10 loans | 25.0% |
| Forrest County, MS | 1 | Under 10 loans | 0.0% |
| Lafayette County, MS | 1 | Under 10 loans | 0.0% |
| Perry County, MS | 1 | Under 10 loans | 0.0% |
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When FNB Picayune Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.