Florence Federal Credit Union
Florence Federal Credit Union received 18 applications in 2025 and made 12 mortgages, in 0 counties across 1 state. The median rate its borrowers got was 6.300% on a median loan of $80,000. Of 14 decisions, 2 were denials — 14.3%, most often for debt-to-income ratio. 21 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900L8E0QUT5VH5G34 |
|---|---|
| Applications received | 18 |
| Mortgages made | 12 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.665 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Refinancing | 10 | 6.350% | $60,000 | 9.1% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.