First State Bank
First State Bank received 185 applications in 2025 and made 184 mortgages, in 20 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $85,000. Of 185 decisions, 1 were denials — 0.5%.
| Legal Entity Identifier | 254900EQCMVB0XTB5Y50 |
|---|---|
| Applications received | 185 |
| Mortgages made | 184 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First State Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 80 | Not published | $105,000 | 0.0% |
| Refinancing | 76 | Not published | $80,000 | 1.3% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 25 | Not published | $25,000 | 0.0% |
Where First State Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wapello County, IA | 59 | Not published | 0.0% |
| Poweshiek County, IA | 43 | Not published | 0.0% |
| Jasper County, IA | 23 | Not published | 0.0% |
| Polk County, IA | 22 | Not published | 0.0% |
| Mahaska County, IA | 12 | Not published | 0.0% |
| Iowa County, IA | 4 | Under 10 loans | 0.0% |
| Appanoose County, IA | 3 | Under 10 loans | 0.0% |
| Tama County, IA | 3 | Under 10 loans | 25.0% |
| Benton County, IA | 2 | Under 10 loans | 0.0% |
| Marion County, IA | 2 | Under 10 loans | 0.0% |
| Warren County, IA | 2 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 1 | Under 10 loans | 0.0% |
| Clarke County, IA | 1 | Under 10 loans | 0.0% |
| Dallas County, IA | 1 | Under 10 loans | 0.0% |
| Davis County, IA | 1 | Under 10 loans | 0.0% |
| Johnson County, IA | 1 | Under 10 loans | 0.0% |
| Keokuk County, IA | 1 | Under 10 loans | 0.0% |
| Monroe County, IA | 1 | Under 10 loans | 0.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
| Wright County, IA | 1 | Under 10 loans | 0.0% |
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When First State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.