FARMERS BANK
FARMERS BANK received 60 applications in 2025 and made 48 mortgages, in 12 counties across 1 state. The median rate its borrowers got was 8.250% on a median loan of $125,000. Of 53 decisions, 5 were denials — 9.4%, most often for employment history.
| Legal Entity Identifier | 254900GRNKKCY7NMXC23 |
|---|---|
| Applications received | 60 |
| Mortgages made | 48 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 2.1495 points |
| FDIC-insured bank | Yes: Farmers Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 24 | 8.125% | $140,000 | 7.7% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Cash-out refinancing | 15 | 8.250% | $85,000 | 6.3% |
Where FARMERS BANK lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Twin Falls County, ID | 19 | 8.250% | 9.5% |
| Jerome County, ID | 15 | 8.000% | 16.7% |
| Gooding County, ID | 3 | Under 10 loans | 0.0% |
| Blaine County, ID | 2 | Under 10 loans | 0.0% |
| Lincoln County, ID | 2 | Under 10 loans | 0.0% |
| Minidoka County, ID | 2 | Under 10 loans | 0.0% |
| Bannock County, ID | 1 | Under 10 loans | 0.0% |
| Camas County, ID | 1 | Under 10 loans | 0.0% |
| Cassia County, ID | 1 | Under 10 loans | 0.0% |
| Owyhee County, ID | 1 | Under 10 loans | 0.0% |
| Payette County, ID | 1 | Under 10 loans | 0.0% |
| Latah County, ID | 0 | Under 10 loans | Not published |
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When FARMERS BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.