Mortgage Lender Index

Fairfax State Savings Bank

Fairfax State Savings Bank received 72 applications in 2025 and made 50 mortgages, in 1 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $110,000. Of 65 decisions, 11 were denials — 16.9%. 71 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300Y4I3OP11OGQV16
Applications received72
Mortgages made50
Denied11
Approved, not taken up4
Withdrawn or incomplete7
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Fairfax State Savings Bank, 3 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase26 Not published$85,000 16.7%
Refinancing8 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing13 Not published$125,000 18.8%
Other purposes3 Under 10 loansUnder 10 loans 40.0%

Where Fairfax State Savings Bank lends most

The 1 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Iowa County, IA 1Under 10 loans0.0%

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When Fairfax State Savings Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.