Mortgage Lender Index

Eureka Homestead

Eureka Homestead received 33 applications in 2025 and made 23 mortgages, in 5 counties across 3 states. The median rate its borrowers got was 6.875% on a median loan of $255,000. Of 24 decisions, 1 were denials — 4.2%, most often for debt-to-income ratio.

Legal Entity Identifier549300B1HO0P8G3WYQ31
Applications received33
Mortgages made23
Denied1
Approved, not taken up0
Withdrawn or incomplete9
Loans bought from other lenders0
Median rate spread over the prime offer rate0.233 points
FDIC-insured bankYes: Eureka Homestead, 1 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase17 6.875%$305,000 0.0%
Refinancing1 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing5 Under 10 loansUnder 10 loans 16.7%

Where Eureka Homestead lends most

The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Jefferson Parish, LA 116.875%0.0%
Orleans Parish, LA 6Under 10 loans14.3%
St. Tammany Parish, LA 4Under 10 loans0.0%
Baldwin County, AL 1Under 10 loans0.0%
Harrison County, MS 1Under 10 loans0.0%

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When Eureka Homestead’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.