Community Bank and Trust
Community Bank and Trust received 182 applications in 2025 and made 127 mortgages, in 17 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 178 decisions, 27 were denials — 15.2%, most often for credit history.
| Legal Entity Identifier | 549300COZ9YQTC4J1378 |
|---|---|
| Applications received | 182 |
| Mortgages made | 127 |
| Denied | 27 |
| Approved, not taken up | 24 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Community Bank and Trust, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 63 | Not published | $185,000 | 11.1% |
| Refinancing | 38 | Not published | $110,000 | 12.8% |
| Other purposes | 26 | Not published | $65,000 | 26.8% |
Where Community Bank and Trust lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Newton County, MO | 54 | Not published | 9.2% |
| Jasper County, MO | 41 | Not published | 20.3% |
| McDonald County, MO | 8 | Under 10 loans | 10.0% |
| Ottawa County, OK | 7 | Under 10 loans | 0.0% |
| Cherokee County, KS | 6 | Under 10 loans | 35.7% |
| Benton County, AR | 3 | Under 10 loans | 0.0% |
| Lawrence County, MO | 2 | Under 10 loans | 0.0% |
| Faulkner County, AR | 1 | Under 10 loans | 0.0% |
| Barry County, MO | 1 | Under 10 loans | 50.0% |
| Cedar County, MO | 1 | Under 10 loans | 0.0% |
| Greene County, MO | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Labette County, KS | 0 | Under 10 loans | Not published |
| Polk County, MO | 0 | Under 10 loans | 0.0% |
| Stone County, MO | 0 | Under 10 loans | 100.0% |
| Delaware County, OK | 0 | Under 10 loans | 0.0% |
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When Community Bank and Trust’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.