Citizens Bank & Trust Company
Citizens Bank & Trust Company received 99 applications in 2025 and made 83 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 96 decisions, 7 were denials — 7.3%.
| Legal Entity Identifier | 549300L0RZ1NED0NV967 |
|---|---|
| Applications received | 99 |
| Mortgages made | 83 |
| Denied | 7 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens Bank and Trust Company, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 42 | Not published | $155,000 | 4.2% |
| Refinancing | 23 | Not published | $95,000 | 0.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 25.0% |
Where Citizens Bank & Trust Company lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| East Baton Rouge Parish, LA | 40 | Not published | 6.7% |
| Iberville Parish, LA | 16 | Not published | 17.4% |
| Livingston Parish, LA | 10 | Not published | 0.0% |
| West Baton Rouge Parish, LA | 6 | Under 10 loans | 0.0% |
| Ascension Parish, LA | 3 | Under 10 loans | 0.0% |
| Tangipahoa Parish, LA | 2 | Under 10 loans | 0.0% |
| Iberia Parish, LA | 1 | Under 10 loans | 0.0% |
| Jefferson Parish, LA | 1 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Landry Parish, LA | 1 | Under 10 loans | 0.0% |
| West Feliciana Parish, LA | 1 | Under 10 loans | 0.0% |
| Oktibbeha County, MS | 1 | Under 10 loans | 0.0% |
| Rapides Parish, LA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.