Champion Credit Union
Champion Credit Union received 162 applications in 2025 and made 138 mortgages, in 11 counties across 1 state. The median rate its borrowers got was 5.500% on a median loan of $335,000. Of 141 decisions, 3 were denials — 2.1%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 25490080ZZ98MNHU5R63 |
|---|---|
| Applications received | 162 |
| Mortgages made | 138 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1625 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 115 | 5.500% | $345,000 | 0.0% |
| Refinancing | 11 | 5.750% | $285,000 | 0.0% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 30.0% |
Where Champion Credit Union lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Haywood County, NC | 61 | 5.500% | 1.6% |
| Buncombe County, NC | 35 | 5.500% | 0.0% |
| Henderson County, NC | 16 | 5.625% | 0.0% |
| Jackson County, NC | 10 | 5.500% | 0.0% |
| Macon County, NC | 5 | Under 10 loans | 0.0% |
| Madison County, NC | 5 | Under 10 loans | 0.0% |
| Swain County, NC | 2 | Under 10 loans | 0.0% |
| McDowell County, NC | 1 | Under 10 loans | 0.0% |
| Polk County, NC | 1 | Under 10 loans | 0.0% |
| Rutherford County, NC | 1 | Under 10 loans | 0.0% |
| Transylvania County, NC | 1 | Under 10 loans | 50.0% |
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When Champion Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.