Mortgage Lender Index

Center Street Lending VIII SPE, LLC

Center Street Lending VIII SPE, LLC received 1,773 applications in 2025 and made 1,341 mortgages, in 0 counties across 34 states. The median rate its borrowers got was 10.362% on a median loan of $765,000. Of 1,452 decisions, 110 were denials — 7.6%, most often for other. 1,776 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier9845006B80369D0D9F43
Applications received1,773
Mortgages made1,341
Denied110
Approved, not taken up1
Withdrawn or incomplete321
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase779 10.340%$675,000 5.6%
Refinancing356 10.375%$1,105,000 9.6%
Cash-out refinancing206 10.375%$730,000 11.2%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.