Bedford Loan & Deposit Bank
Bedford Loan & Deposit Bank received 67 applications in 2025 and made 57 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 65 decisions, 3 were denials — 4.6%.
| Legal Entity Identifier | 549300GXRG31CBWWTR70 |
|---|---|
| Applications received | 67 |
| Mortgages made | 57 |
| Denied | 3 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bedford Loan & Deposit Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 30 | Not published | $155,000 | 2.9% |
| Cash-out refinancing | 16 | Not published | $60,000 | 5.6% |
| Other purposes | 11 | Not published | $25,000 | 7.7% |
Where Bedford Loan & Deposit Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Trimble County, KY | 31 | Not published | 2.9% |
| Henry County, KY | 14 | Not published | 0.0% |
| Carroll County, KY | 4 | Under 10 loans | 0.0% |
| Jefferson County, IN | 2 | Under 10 loans | 0.0% |
| Oldham County, KY | 2 | Under 10 loans | 0.0% |
| Switzerland County, IN | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 50.0% |
| Scott County, KY | 1 | Under 10 loans | 0.0% |
| Shelby County, KY | 1 | Under 10 loans | 0.0% |
| Spencer County, KY | 0 | Under 10 loans | 100.0% |
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When Bedford Loan & Deposit Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.