Bank of Romney
Bank of Romney received 133 applications in 2025 and made 120 mortgages, in 5 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 132 decisions, 4 were denials — 3.0%.
| Legal Entity Identifier | 254900IV7U7HAN6U7T54 |
|---|---|
| Applications received | 133 |
| Mortgages made | 120 |
| Denied | 4 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Bank of Romney, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 57 | Not published | $165,000 | 3.1% |
| Refinancing | 35 | Not published | $135,000 | 5.1% |
| Other purposes | 28 | Not published | $35,000 | 0.0% |
Where Bank of Romney lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hampshire County, WV | 103 | Not published | 3.5% |
| Morgan County, WV | 9 | Under 10 loans | 0.0% |
| Washington County, MD | 4 | Under 10 loans | 0.0% |
| Berkeley County, WV | 3 | Under 10 loans | 0.0% |
| Frederick County, VA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Bank of Romney’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.