Bank of Buffalo
Bank of Buffalo received 37 applications in 2025 and made 37 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 8.000% on a median loan of $125,000. Of 37 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 54930035PML8BGK0PX59 |
|---|---|
| Applications received | 37 |
| Mortgages made | 37 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.737 points |
| FDIC-insured bank | Yes: Bank of Buffalo, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 27 | 8.000% | $145,000 | 0.0% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Bank of Buffalo lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Larue County, KY | 19 | 8.000% | 0.0% |
| Hart County, KY | 8 | Under 10 loans | 0.0% |
| Barren County, KY | 4 | Under 10 loans | 0.0% |
| Hardin County, KY | 2 | Under 10 loans | 0.0% |
| Edmonson County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Nelson County, KY | 1 | Under 10 loans | 0.0% |
| Taylor County, KY | 1 | Under 10 loans | 0.0% |
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When Bank of Buffalo’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.