Mortgage Lender Index

ASCENT

ASCENT received 141 applications in 2025 and made 82 mortgages, in 11 counties across 4 states. The median rate its borrowers got was 6.875% on a median loan of $105,000. Of 100 decisions, 18 were denials — 18.0%, most often for debt-to-income ratio.

Legal Entity Identifier9845007E2D0BDH6C8955
Applications received141
Mortgages made82
Denied18
Approved, not taken up0
Withdrawn or incomplete41
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.35 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase6 Under 10 loansUnder 10 loans 40.0%
Refinancing7 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing13 6.950%$95,000 18.8%
Other purposes56 6.490%$105,000 16.4%

Where ASCENT lends most

The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Weber County, UT 526.950%18.8%
Davis County, UT 186.490%5.3%
Box Elder County, UT 5Under 10 loans28.6%
Salt Lake County, UT 3Under 10 loans0.0%
Ada County, ID 2Under 10 loans0.0%
Emery County, UT 1Under 10 loans0.0%
Washington County, UT 1Under 10 loans0.0%
Bay County, FL 0Under 10 loans100.0%
Sevier County, UT 0Under 10 loansNot published
Summit County, UT 0Under 10 loans100.0%
Lincoln County, WY 0Under 10 loans100.0%

Get told when this changes

When ASCENT’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.