Mortgage Lender Index

Accentra Credit Union

Accentra Credit Union received 62 applications in 2025 and made 59 mortgages, in 0 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $85,000. Of 61 decisions, 2 were denials — 3.3%. 62 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier25490016EME0PSK9PL28
Applications received62
Mortgages made59
Denied2
Approved, not taken up0
Withdrawn or incomplete1
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase15 Not published$175,000 0.0%
Refinancing1 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing24 Not published$95,000 4.0%
Other purposes19 Not published$45,000 5.0%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.